Debenhams Life Insurance : Terms
Assumptions
We have made the following assumptions in order to provide a quotation:
- You or anyone else insured under the policy are permanently resident in the UK.
- You or anyone else insured under the policy are in good health, if you have a pre existing medical condition then the insurer may need to obtain further medical details from your doctor and this could result in the final premium charged by the insurer being higher than the initial quotation provided.
- You are not employed in a hazardous occupation. (if you are this could result in the final premium charged by the insurer being higher than the initial quotation provided.)
- The policy start date is the day following the date when you applied for your quotation.
- You do not require 'Waiver of Premium' cover.
- Your premiums will be paid monthly by direct debit.
- For mortgage protection decreasing term life insurance the number of years left on your mortgage and the outstanding balance on your mortgage are the same as the life insurance sum insured and policy term requested.
- You do not participate in any hazardous pursuits. (If you do this could result in the final premium charged by the insurer being higher than the initial quotation provided)